This week, Craig Siminksi, of the Equity Design Group, shares with us about what we really need to do in order to prepare for retirement:
Preparing for retirement can be daunting, but like any challenge it helps to take a hard look at some real data. Yet only 29% of workers or their spouses have tried to estimate their retirement expenses, and only 33% have estimated the monthly retirement income they would need.
For younger people, this may be understandable. It’s difficult to estimate expenses and income when retirement is a distant goal.
But as retirement draws closer, the picture should become clearer, and the need for realistic planning becomes essential. You might benefit from professional advice and a more thorough cash-flow analysis, but you can start with the worksheet …
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Craig Siminski is a CERTIFIED FINANCIAL PLANNER™ professional, with more than 20 years of experience. His goal is to provide families, business owners, and their employees with assistance in building their financial freedom.
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