Here’s To A Long Life!

This week, Craig Siminski, of Equity Design Group, shares with us an Affordable insurance solution: Survivorship Life Insurance.

Many people allow their term life insurance policies to expire once their children are grown. This may not be a good idea, especially if you have other bills and your spouse would need continued financial support.

But a new term policy can be quite expensive when you are older. Survivorship life insurance may be a more cost-effective solution. Survivorship Life premiums are generally lower than individual policy premiums because the life expectancy of any one member of a couple is longer than for each person individually.

Survivorship life insures the lives of two people, typically a married couple, and pays a death benefit after the death of the last-surviving covered person.

For this reason, it is sometimes called second-to-die insurance. Because only one death benefit is paid and premiums are based on the life expectancies of both insured individuals, the cost is usually…

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Craig Siminski is a CERTIFIED FINANCIAL PLANNER™ professional, with more than 20 years of experience. His goal is to provide families, business owners, and their employees with assistance in building their financial freedom.

Please Remember to tell Craig the Green Bay News Network sent you!

CMS Retirement Income Planning

Craig Siminski is a Retirement Income Planner professional with over sixteen years of experience. His goal is to help ensure his clients will have enough income to maintain their dignity and independence in retirement.

Craig is committed to designing and implementing financial strategies that focus on his clients’ needs.  He seeks to be a lifetime resource for each and every client.

Give him a call at 920-569-8363 or email him at [email protected] and tell him the Green Bay News Network sent you!